Take-home
Deductions
Net take-home (monthly)
₹0
Gross salary ₹0
Employee PF (12% of basic) ₹0
Professional tax ₹0
Income tax (TDS) ₹0
Net annual take-home ₹0
Gross vs net salary
Gross salary is your pay before deductions. Net (take-home) = gross − employee PF (12% of basic) − professional tax − income tax. The employer's PF share is part of your CTC but isn't deducted from your salary. Professional tax varies by state (often up to ₹200/month, ₹2,500/year).
FAQs
Gross is before deductions; net (take-home) is after PF, professional tax and income tax.
12% of basic (+DA) from your side; the employer matches it as part of CTC.