SWP Calculator

Systematic Withdrawal Plan — withdraw monthly while the rest stays invested.

Remaining balance after period
₹0
Corpus invested ₹0
Total withdrawn ₹0

Year-wise balance

YearWithdrawnBalance

How SWP works

Each month your balance first grows at the expected return, then your withdrawal is taken out: new balance = balance × (1 + monthly return) − withdrawal. If your withdrawals are smaller than the growth, the corpus keeps rising; if larger, it slowly depletes. Returns are market-linked and not guaranteed.

FAQs

What is an SWP?

A plan to withdraw a fixed amount regularly from your investment while the rest stays invested and grows.

How long will it last?

If withdrawals are below the growth, it can last indefinitely; if above, the balance shrinks and eventually runs out.