SIP Goal Calculator

Find the monthly SIP you need to reach your target amount.

Invested Gain  
Required monthly SIP
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Target amount ₹0
Total invested ₹0
Wealth gained ₹0

How much SIP for your goal?

This works backwards from your target: required SIP = target ÷ [((1+i)ⁿ − 1)/i × (1+i)], where i is the monthly return and n the number of months. The longer your horizon and the higher the return, the smaller the monthly amount you need. Returns are assumptions and not guaranteed.

FAQs

How much SIP do I need?

Required SIP = target ÷ SIP growth factor. Longer time and higher returns reduce the monthly amount.

What return should I assume?

10-12% is a common long-term equity assumption, but not guaranteed. Be conservative for important goals.