Estimated monthly pension
₹0
Corpus at retirement ₹0
Total invested ₹0
Lump sum (tax-free) ₹0
Annuity investment ₹0
How NPS works
Your monthly contributions compound until retirement to build a corpus. At 60, you can withdraw up to 60% tax-free as a lump sum, and at least 40% must buy an annuity that pays your monthly pension. Pension = annuity amount × annuity rate ÷ 12. A bigger annuity portion means a higher pension but a smaller lump sum. Returns and annuity rates are assumptions.
FAQs
Corpus grows till 60; at least 40% buys an annuity paying monthly pension = annuity × annuity rate ÷ 12.
Up to 60% as a tax-free lump sum; at least 40% must go to the annuity.