RD Calculator

Slide or type — see your recurring deposit maturity and interest earned.

Invested Interest  
Maturity amount ₹0
Total invested ₹0
Interest earned ₹0

Year-wise growth

YearInvestedBalance

How RD maturity is calculated

A recurring deposit earns compound interest (compounded quarterly) on every monthly instalment. Each deposit earns interest for the months remaining until maturity, so your earliest deposits grow the most. The maturity shown is before tax — RD interest is taxable at your slab rate.

FAQs

How is RD maturity calculated?

Compound interest (quarterly) on each monthly instalment. Earlier deposits earn interest for longer, so they grow more.

RD vs FD?

FD is a one-time lump sum; RD is a fixed amount deposited every month. RD suits regular savers without a lump sum.

Is RD interest taxable?

Yes, taxed at your slab. Banks may deduct TDS above the threshold. This shows the pre-tax amount.