PPF Calculator

Slide or type — see your tax-free PPF maturity and interest at 7.1%.

Min ₹500 · Max ₹1.5 lakh per year
Lock-in 15 years · extendable in 5-year blocks
Invested Interest  
Maturity amount ₹0
Total invested ₹0
Interest earned (tax-free) ₹0

Year-wise growth

YearInvestedBalance

About PPF

The Public Provident Fund is a government-backed, tax-free savings scheme with EEE status: your deposit qualifies for Section 80C deduction (up to ₹1.5 lakh/year), and both the interest and maturity are fully tax-exempt. The current rate is 7.1% p.a., compounded yearly. Lock-in is 15 years, extendable in 5-year blocks. Deposit before the 5th of the month to earn that month's interest.

FAQs

What is the current PPF interest rate?

7.1% per annum, compounded annually. Set by the government each quarter; unchanged since April 2020.

Is PPF tax-free?

Yes — EEE status. Deposit gets 80C deduction (up to ₹1.5L), and interest and maturity are fully tax-free.

Deposit limits and lock-in?

Min ₹500, max ₹1.5 lakh per year. Matures in 15 years, extendable in 5-year blocks.